Why own?
Just subscribe.
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Subscription vs. Ownership
 | Car ownership | |
|---|---|---|
| Upfront costs | No deposit or downpayment | Hefty downpayment |
| Monthly payment | Predictable fixed fee | Variable fee |
| Flexible terms | From 6 months | 10 years |
| Insurance | ||
| Road tax | ||
| Maintenance & repairs | All-in | Self-manage & pay |
| Replacement vehicle | ||
| Tyre change | ||
TDSR impact  | None (Not a Loan) | Yes (Affects Loan Eligibility) |
Subscribe & Share | Earn up to $90/day | Not available |
Information is accurate as of 29 July 2025.
Why subscribe to ZipZap?
Subscribe & Share [beta]
Drive when you need it, share it when you don’t and offset your subscription fees
Easy to start
Personalised plans
One-on-one support to tailor a plan that truly fits your needs so you can adapt your subscriptions as your life changes
All-inclusive monthly fee
Your fixed monthly fee covers everything from maintenance, basic car insurance, and road tax
Fuel perks
22% Esso fuel discount for ZipZap subscribers
Dependable driver support
How it works
Choose your car
Explore and pick a car model that best fits your needs.
Choose your lease
Work out a duration that works for you – 6 months or even longer.
Schedule delivery
Get your car delivered to you once your application is approved.
Drive freely
Your monthly fee covers it all — insurance, care, and 24/7 support.
